LARGE COMPANY OR SMALL FRANK LAW FIRM WHO IS BETTER FOR AN CANCELLATION OF THE FRANK CREDIT?

Choosing a good lawyer or attorney-at-law to conduct a case for annulment of a loan agreement concluded in the CHF is an absolute basis to be able to think about freeing yourself from the obligation to the bank at all. Even though more than 90% of cases in Swiss francs are currently heard by courts in favor of Swiss franc borrowers, several percent of lawsuits are still dismissed. Nobody wants this to happen to him. So how to choose a franc office that will minimize the likelihood of failure in court?

A large law firm or a small law firm?
Some franchisees have doubts as to what criteria should be followed when choosing a good law firm. Is it worth deciding to cooperate with the largest entities? Or maybe it is smaller law firms that approach Swiss franc matters more individually? In fact, there is no rule, and the size of a law firm in itself does not prove anything - neither for proficiency in this type of proceedings, nor for the lack of it.

When choosing a law firm for representation in court, it is worth paying attention to other factors:
what form of activity does the law firm conduct? Is it an individual business or a type of company? If the latter is the case, it will be very important what type of company the law firm is. While general partnerships and civil law partnerships do not raise any objections, about joint-stock companies and limited liability companies I need to write a few more words does the law firm specialize in a specific field? Or maybe it has a very wide range of offers, in which Swiss francs are just another item on the list?
Does the law firm / legal advisers publicly disclose information about the judgments won for clients? If so, is the reference number of the case given in these publications, which would enable the verdict to be verified in objective sources? and, what is very important, the name and surname of the attorney in charge of the case.
what is the way of settling accounts with the law firm? Does it receive a fixed salary, does it use the so-called Success Bonus - And if so, how many percent of the dispute is it?

Frank office - what form of activity should it be?
The form in which the entity conducts its business should be the first information that interests the franchise holder when selecting a law firm. The most "golden-mouthed" representative of the company is able to present its offer in such a way that the potential customer will learn about superlatives. The legal form can no longer be manipulated in this way - it always tells the truth about the facts that interest desperate borrowers.
If a law firm is run in the form of a sole proprietorship, civil partnership, general partnership, partnership or limited partnership, it is a good piece of information for a potential client. These are legal forms appropriate to law firms, so by establishing cooperation with such an entity, the client reduces the likelihood of hitting an intermediary.

There are a lot of pseudo-law firms operating in the form of a limited liability company, as well as huge corporations in the form of joint-stock companies, which also provide support services for franchisees. It should be emphasized that a law firm cannot operate in either of these two forms, as it is prohibited by law.

Limited liability companies advertising themselves as "Swiss franc offices" are only in name - in fact, they are intermediaries who subcontract received cases to external lawyers - often inexperienced applicants and people who are just starting their practice and looking for their first jobs. Such entities operate on a massive scale, take dozens of cases and - unlike reliable law firms - have virtually unlimited processing capacity.

Such companies operate on patterns, it is rare for a representative selected by such an entity to thoroughly analyze the client's case and the meanders of his contract - argumentation and content of pleadings in the case of large corporations operating in the form of S.A. or sp. z o.o. they are very often almost identical for several clients, regardless of which bank they took out a loan from.

This is a big mistake, because the specificity of each Swiss franc contract is slightly different, the situation of the borrower will also be different - for example, the purpose for which the commitment was made, as well as the economic knowledge that the customer had at the stage of signing the contract.


All this is analyzed in detail during a court case, which is why the sense of collective Swiss franc lawsuits, in which there is often a group of several hundred people whose situation is different, is being questioned more and more often.
If you want to be treated individually, it is definitely worth directing your steps to companies operating in such a legal form that leaves no doubt as to the responsibility of individual lawyers and legal advisers in the matter of their duties.



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